/* ==========================================================================
   Professional Base CSS (Bank/Credit Site) - clean, modern, responsive
   ========================================================================== */

/* ----------------------------- */
/* Reset + Design Tokens         */
/* ----------------------------- */
:root{
  --bg: #0b1220;
  --surface: rgba(255,255,255,0.06);
  --surface-2: rgba(255,255,255,0.10);
  --border: rgba(255,255,255,0.12);

  --text: rgba(255,255,255,0.92);
  --muted: rgba(255,255,255,0.70);

  --brand: #4da3ff;
  --brand-2: #7ad3ff;

  --danger: #ff5a6b;

  --shadow: 0 12px 35px rgba(0,0,0,0.35);
  --shadow-2: 0 16px 50px rgba(0,0,0,0.45);

  --radius: 14px;
  --radius-lg: 18px;

  --container: 1180px;
  --gap: 16px;

  --font: system-ui, -apple-system, Segoe UI, Roboto, Helvetica, Arial, "Noto Sans", "Apple Color Emoji","Segoe UI Emoji";
}

*,
*::before,
*::after { box-sizing: border-box; }

html, body { height: 100%; }
html { -webkit-text-size-adjust: 100%; }

body{
  margin: 0;
  font-family: var(--font);
  color: var(--text);
  background:
    radial-gradient(900px 500px at 10% 0%, rgba(77,163,255,0.18), transparent 60%),
    radial-gradient(700px 450px at 90% 10%, rgba(122,211,255,0.14), transparent 60%),
    linear-gradient(180deg, #060b15 0%, #0b1220 45%, #070c17 100%);
  line-height: 1.55;
  overflow-x: hidden;
}

a{
  color: inherit;
  text-decoration: none;
}
a:hover{ color: var(--brand-2); }

img{ max-width: 100%; display: block; }

h1,h2,h3,h4{ margin: 0 0 10px; line-height: 1.2; }
p{ margin: 0 0 12px; color: var(--muted); }

::selection{
  background: rgba(77,163,255,0.28);
}

/* ----------------------------- */
/* Utility                        */
/* ----------------------------- */
.center{
  max-width: var(--container);
  margin: 0 auto;
  padding: 90px 18px 28px; /* top space for fixed header buttons */
}

.inner{
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 18px 28px;
}

.badge{
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 7px 12px;
  border-radius: 999px;
  background: rgba(77,163,255,0.14);
  border: 1px solid rgba(77,163,255,0.22);
  color: var(--text);
}

/* ----------------------------- */
/* Top Fixed Action Buttons      */
/* ----------------------------- */
.hamburger{
  position: fixed;
  top: 14px;
  z-index: 1000;
  width: 44px;
  height: 44px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 12px;
  border: 1px solid var(--border);
  background: rgba(10,16,28,0.7);
  backdrop-filter: blur(10px);
  -webkit-backdrop-filter: blur(10px);
  color: var(--text);
  box-shadow: 0 8px 20px rgba(0,0,0,0.25);
  cursor: pointer;
  transition: transform .15s ease, background .15s ease, border-color .15s ease;
}

.hamburger:hover{
  transform: translateY(-1px);
  background: rgba(255,255,255,0.08);
  border-color: rgba(255,255,255,0.18);
}

.hamburger:active{
  transform: translateY(0);
}

#btnHamburger{ left: 14px; font-size: 22px; }
#btHome{ left: 66px; }
#btLogin{ left: 118px; }
#btnSearch{ left: 170px; }
#btlanguge{ left: 222px; }

@media (max-width: 520px){
  #btnHamburger{ left: 10px; }
  #btHome{ left: 58px; }
  #btLogin{ left: 106px; }
  #btnSearch{ left: 154px; }
  #btlanguge{ left: 202px; }
}

/* Date label */
.datum{
  position: fixed;
  top: 18px;
  right: 16px;
  z-index: 1000;
  padding: 8px 12px;
  border-radius: 999px;
  border: 1px solid var(--border);
  background: rgba(10,16,28,0.65);
  backdrop-filter: blur(10px);
  -webkit-backdrop-filter: blur(10px);
  color: var(--muted);
  font-size: 13px;
}

/* ----------------------------- */
/* Slide-in Navigation Panel     */
/* ----------------------------- */
.panel-navigator{
  position: fixed;
  top: 66px;
  left: 14px;
  z-index: 999;
  width: min(320px, calc(100vw - 28px));
  padding: 12px;
  border-radius: var(--radius-lg);
  border: 1px solid var(--border);
  background: rgba(8,12,22,0.75);
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  box-shadow: var(--shadow);
  display: none; /* toggle via JS */
}

.panel-navigator a{
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 10px;
  padding: 11px 12px;
  border-radius: 12px;
  color: var(--text);
  border: 1px solid transparent;
  transition: background .15s ease, border-color .15s ease;
}

.panel-navigator a:hover{
  background: rgba(255,255,255,0.06);
  border-color: rgba(255,255,255,0.12);
}

/* Optional: visible state class you can add in JS */
.panel-navigator.is-open{ display: block; }

/* ----------------------------- */
/* Banner Image                  */
/* ----------------------------- */
.bannerimg{
  width: 100%;
  margin-top: 70px; /* room for fixed header buttons */
  border-bottom: 1px solid rgba(255,255,255,0.08);
}

#imgBanner{
  width: 100%;
  height: auto;
  border-radius: 0;
  opacity: 0.98;
}

/* ----------------------------- */
/* Swiper (Blog Slider)          */
/* ----------------------------- */
.swiper-container{
  position: relative;
  border-radius: var(--radius-lg);
  border: 1px solid rgba(255,255,255,0.10);
  background: linear-gradient(180deg, rgba(255,255,255,0.06) 0%, rgba(255,255,255,0.03) 100%);
  box-shadow: var(--shadow);
  overflow: hidden;
}

.swiper-container > span{
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 14px 16px 0;
}

.swiper-container h1{
  font-size: 18px;
  letter-spacing: 0.2px;
}

.swiper-wrapper{
  padding: 12px 0 18px;
}

.swiper-slide{
  padding: 0 16px 16px;
}

.swiper-slide img{
  width: 100%;
  aspect-ratio: 16/9;
  object-fit: cover;
  border-radius: 16px;
  border: 1px solid rgba(255,255,255,0.12);
  box-shadow: 0 10px 24px rgba(0,0,0,0.30);
}

.swiper-slide .h4{
  display: block;
  margin-top: 12px;
  font-size: 16px;
  font-weight: 650;
  color: var(--text);
  text-decoration: none;
}

.swiper-slide .h4:hover{
  color: var(--brand-2);
}

/* Swiper controls */
.swiper-button-next,
.swiper-button-prev{
  width: 44px;
  height: 44px;
  border-radius: 999px;
  border: 1px solid rgba(255,255,255,0.14);
  background: rgba(10,16,28,0.55);
  backdrop-filter: blur(10px);
  -webkit-backdrop-filter: blur(10px);
  box-shadow: 0 10px 24px rgba(0,0,0,0.30);
  transition: transform .15s ease, background .15s ease, border-color .15s ease;
}

.swiper-button-next:hover,
.swiper-button-prev:hover{
  transform: translateY(-1px);
  background: rgba(255,255,255,0.08);
  border-color: rgba(255,255,255,0.20);
}

.swiper-button-next:after,
.swiper-button-prev:after{
  font-size: 16px;
  font-weight: 800;
  color: var(--text);
}

.swiper-pagination-bullet{
  background: rgba(255,255,255,0.30);
  opacity: 1;
}

.swiper-pagination-bullet-active{
  background: var(--brand);
}

/* ----------------------------- */
/* Footer                        */
/* ----------------------------- */
.footer{
  max-width: var(--container);
  margin: 28px auto 24px;
  padding: 18px 18px 14px;
  border-radius: var(--radius-lg);
  border: 1px solid rgba(255,255,255,0.10);
  background: rgba(255,255,255,0.04);
  box-shadow: var(--shadow);
}

.footer-menu,
.footer-social{
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-bottom: 10px;
}

.footer-copyright{
  display: block;
  color: var(--muted);
  font-size: 13px;
}

.footer-company{
  display: block;
  margin-top: 6px;
  color: rgba(255,255,255,0.78);
  font-size: 13px;
}

.footer-company a{
  color: var(--brand-2);
}

.hansadigital{
  margin-top: 10px;
  width: 160px;
  opacity: 0.85;
}

/* ----------------------------- */
/* Search + Language Panels      */
/* ----------------------------- */
.divsearch{
  position: fixed;
  top: 66px;
  right: 16px;
  z-index: 999;
  width: min(420px, calc(100vw - 32px));
  padding: 14px;
  border-radius: var(--radius-lg);
  border: 1px solid var(--border);
  background: rgba(8,12,22,0.78);
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  box-shadow: var(--shadow);
  display: none; /* toggle via JS */
}

.divsearch.is-open{ display: block; }

.eingabe{
  display: flex;
  gap: 10px;
  align-items: center;
}

.input-field{
  width: 100% !important;
  height: 44px;
  padding: 0 12px;
  border-radius: 12px;
  border: 1px solid rgba(255,255,255,0.14);
  background: rgba(255,255,255,0.06);
  color: var(--text);
  outline: none;
  transition: border-color .15s ease, background .15s ease;
}

.input-field:focus{
  border-color: rgba(77,163,255,0.55);
  background: rgba(255,255,255,0.08);
}

.login-button{
  height: 44px !important;
  min-width: 54px;
  padding: 0 14px;
  border-radius: 12px;
  border: 1px solid rgba(77,163,255,0.45);
  background: rgba(77,163,255,0.18);
  color: var(--text);
  cursor: pointer;
  transition: transform .15s ease, background .15s ease, border-color .15s ease;
}

.login-button:hover{
  transform: translateY(-1px);
  background: rgba(77,163,255,0.24);
  border-color: rgba(77,163,255,0.65);
}

/* Language items */
.lang-item{
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 10px 12px;
  border-radius: 12px;
  border: 1px solid rgba(255,255,255,0.10);
  background: rgba(255,255,255,0.05);
  transition: background .15s ease, border-color .15s ease;
}

.lang-item:hover{
  background: rgba(255,255,255,0.08);
  border-color: rgba(255,255,255,0.18);
}

.lang-item img{
  width: 28px;
  height: 20px;
  border-radius: 6px;
  border: 1px solid rgba(255,255,255,0.12);
}

/* ----------------------------- */
/* Cookie Banner                 */
/* ----------------------------- */
.cookie-banner{
  position: fixed;
  left: 16px;
  right: 16px;
  bottom: 16px;
  z-index: 1200;
  display: none; /* show via JS when needed */
}

.cookie-banner-inner{
  max-width: var(--container);
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 14px;
  padding: 16px 16px;
  border-radius: var(--radius-lg);
  border: 1px solid rgba(255,255,255,0.12);
  background: rgba(8,12,22,0.88);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  box-shadow: var(--shadow-2);
}

.cookie-banner-text h3{
  font-size: 16px;
  margin-bottom: 6px;
}

.cookie-banner-text p{
  font-size: 13px;
  margin: 0;
  color: rgba(255,255,255,0.72);
}

.cookie-banner-actions{
  display: flex;
  gap: 10px;
  align-items: center;
  justify-content: flex-end;
  flex-wrap: wrap;
}

/* Buttons */
.btn{
  height: 42px;
  padding: 0 14px;
  border-radius: 12px;
  border: 1px solid rgba(255,255,255,0.14);
  background: rgba(255,255,255,0.06);
  color: var(--text);
  cursor: pointer;
  transition: transform .15s ease, background .15s ease, border-color .15s ease;
}

.btn:hover{
  transform: translateY(-1px);
  background: rgba(255,255,255,0.09);
  border-color: rgba(255,255,255,0.22);
}

.btn:active{ transform: translateY(0); }

.btn-primary{
  border-color: rgba(77,163,255,0.55);
  background: rgba(77,163,255,0.20);
}

.btn-primary:hover{
  border-color: rgba(77,163,255,0.75);
  background: rgba(77,163,255,0.26);
}

.btn-outline{
  border-color: rgba(255,255,255,0.22);
  background: transparent;
}

.btn-ghost{
  border-color: transparent;
  background: rgba(255,255,255,0.04);
}

@media (max-width: 860px){
  .cookie-banner-inner{
    grid-template-columns: 1fr;
  }
  .cookie-banner-actions{
    justify-content: flex-start;
  }
}

/* ----------------------------- */
/* Privacy Modal                 */
/* ----------------------------- */
.privacy-modal{
  position: fixed;
  inset: 0;
  z-index: 1300;
  display: none; /* shown inline in HTML/JS */
  align-items: center;
  justify-content: center;
  padding: 16px;
  background: rgba(0,0,0,0.55);
  backdrop-filter: blur(6px);
  -webkit-backdrop-filter: blur(6px);
}

.privacy-modal-dialog{
  width: min(720px, 100%);
  border-radius: var(--radius-lg);
  border: 1px solid rgba(255,255,255,0.14);
  background: rgba(8,12,22,0.92);
  box-shadow: var(--shadow-2);
  overflow: hidden;
}

.privacy-modal-header{
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 14px 16px;
  border-bottom: 1px solid rgba(255,255,255,0.10);
}

.privacy-modal-header h3{
  font-size: 16px;
  margin: 0;
}

.icon-button{
  width: 38px;
  height: 38px;
  border-radius: 12px;
  border: 1px solid rgba(255,255,255,0.12);
  background: rgba(255,255,255,0.06);
  color: var(--text);
  cursor: pointer;
  transition: background .15s ease, border-color .15s ease, transform .15s ease;
}

.icon-button:hover{
  background: rgba(255,255,255,0.10);
  border-color: rgba(255,255,255,0.20);
  transform: translateY(-1px);
}

.privacy-modal-body{
  padding: 14px 16px 6px;
}

.privacy-modal-body p{
  font-size: 13px;
  color: rgba(255,255,255,0.74);
}

.toggle-row{
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 14px;
  padding: 12px 12px;
  margin: 10px 0;
  border-radius: 14px;
  border: 1px solid rgba(255,255,255,0.10);
  background: rgba(255,255,255,0.04);
}

.toggle-row strong{
  display: inline-block;
  font-size: 14px;
}

.toggle-row small{
  color: rgba(255,255,255,0.70);
}

/* Checkbox modern look */
.toggle-row input[type="checkbox"]{
  width: 44px;
  height: 26px;
  appearance: none;
  -webkit-appearance: none;
  background: rgba(255,255,255,0.12);
  border: 1px solid rgba(255,255,255,0.16);
  border-radius: 999px;
  position: relative;
  outline: none;
  cursor: pointer;
  transition: background .15s ease, border-color .15s ease;
}

.toggle-row input[type="checkbox"]::after{
  content: "";
  position: absolute;
  top: 50%;
  left: 3px;
  width: 20px;
  height: 20px;
  transform: translateY(-50%);
  border-radius: 999px;
  background: rgba(255,255,255,0.88);
  transition: left .15s ease, background .15s ease;
}

.toggle-row input[type="checkbox"]:checked{
  background: rgba(77,163,255,0.35);
  border-color: rgba(77,163,255,0.55);
}

.toggle-row input[type="checkbox"]:checked::after{
  left: 20px;
  background: rgba(255,255,255,0.95);
}

.toggle-row input[type="checkbox"]:disabled{
  opacity: 0.55;
  cursor: not-allowed;
}

.privacy-modal-footer{
  display: flex;
  align-items: center;
  justify-content: flex-end;
  gap: 10px;
  padding: 14px 16px;
  border-top: 1px solid rgba(255,255,255,0.10);
  background: rgba(255,255,255,0.03);
}

/* ----------------------------- */
/* Notification Toast            */
/* ----------------------------- */
.notification{
  position: fixed;
  left: 16px;
  bottom: 16px;
  z-index: 1400;
  max-width: min(520px, calc(100vw - 32px));
  padding: 12px 12px;
  border-radius: 14px;
  border: 1px solid rgba(255,255,255,0.14);
  background: rgba(8,12,22,0.88);
  backdrop-filter: blur(14px);
  -webkit-ba